Santander is a Nordic commercial bank that offers car financing, loans, leasing, credit cards and savings products. Almost 80% of the bank's lending volume is car-related lending. The purpose with our partnership with OBF is that Santander wants to change and improve the arena for collaboration, networking and idea sharing among businesses in Norway. Share ideas, work together and strengthen our position in the Norwegian market which is getting more and more international and digitalized. OBF have started the journey and are about to create a good platform for this. This is something Santander wants to be a part of.